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Credit Rehabilitation

Your primary tool for credit rehabilitation is a secured credit card. You will be required to deposit money into a savings account, which will "secure" your potential debt. You will not be able to withdraw from this account until you either close the card account, or the bank de-secures it. If you default on your card debt, the bank will take funds from the savings account to cover the bill.

Here is a list of secured credit card issuers.

 

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