ATM networks, also called, ATM consortiums or interbank networks,
connect different banks so that their cards can be used at each
other's ATMs. They also connect merchants to banks, to allow cards
to be used for purchases.
Note: "Selective Surcharge" machines may or may not
asses a "foreign" card surcharge, depending on whether
your bank is in the same network.
One - Select-surcharge ATMs in 41 states and territories
- Their search function lists ATMs in both the US and UK.
Armed Forces Financial
Network / AFFN
- Owned by MasterCard, and links MasterCard, Maestro, and Diner's
Club cards. They have a global
Services - Owned by credit unions in the US and Canada
- Credit Union members of the Selective Surcharging Group. Mostly
located in Pennsylvania.
- Owned by MasterCard.
- Nationwide, no surcharge.
NYCE Payment Network
- Owned and operated by Publix Super Markets.
- Owned by Discover. Also absorbed the TYME network in 2004.
- Owned by First
SUM - Mostly
smaller banks and credit unions.
CashNet - CMI - Interswitch - SASWITCH
ATM Bersama (Indonesia)
(formerly Electronic Payment Services Company) (Hong Kong)
ATH / A Toda
Hora - (Puerto Rico, Costa
Rica, and Dominican
CarIFS / Caribbean
Integrated Financial Services - (Barbados)
Caricard - InfoLink Services Limited - Midas - Unired
/ Groupement des Cartes Bancaires CB /Carte Bleue (France)
Council / GCC (Saudia Arabia, Kuwait, Bahrain, Quatar, UAE,
Shetab / Interbank Information Transfer Network (Iran)
Payment Network / Mada (Saudi Arabia)
Banelco / Banca Electronica (Argentina)
ATM Alliance waives some international fees for ATM use in
countries other than where the card was issued.
Credit And Banking