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Installment Loans


These are providers of installment loans with long-term payment contracts.

Also check out our list of providers for short-term loans and payday loans.


  • Fast approval decision.
  • All credit types considered.
  • Direct deposit of your funds.
  • Apply online 24/7.
  • Not available to residents of AR, GA, NY, OR, WA, VT, and WV.
Loan Application apply for personal loan
  • Up to $5,000 deposited to your bank account.
  • Get funds as soon as tomorrow.
  • Fast, Safe, and Convenient - all online.
Loan Applications LifeLoans apply for personal loan
  • Not available to NY and GA residence.
  • Approvals in 2 minutes!.
  • All credit types considered.
  • Large lender network.
  • See if you qualify today!
Loan Application apply for personal loan

Get the money you need directly to your checking account. With SignatureLoan, you can get your money as fast as the next business day.

  • Simple form
  • Up to $35k
  • Any loan reason
  • Borrow up to $1,000 - $10,000 Today.
  • Qualify for our lowest rate possible.
  • Check your eligibility without affecting your FICO® score.
*Currently offers loans in the following states: Alabama, California, Delaware, Georgia, Idaho, Missouri, New Mexico, North Dakota, South Carolina, South Dakota, Utah, Virginia, and Wisconsin.
  • Get a $1k to $35k personal loan for any reason.
  • 3 minute form.
  • Safe & secure.
Zippy Loan
  • Fast, Real-Time Approvals
  • Funds Directly Deposited
  • All Credit Types Accepted



Ascend - Long term unsecured personal loans.  A minimum FICO credit score of 580 and a minimum annual income of $35,000 are required. Loan amounts starting at $2,000.

Avant - Long term unsecured personal loans. A minimum FICO credit score of 580 is required.

Backed - Offers lower interest rates if there is a co-signer.

Freedom Plus - A minimum annual income of $25,000 is required.

Lending Point - Long term unsecured personal loans.

Lenny Loans - Oriented to providing instant loans via a smartphone app. Their approval process considers bank balances and other factors besides FICO credit score.

Mission Asset Fund - Small scale social loans, based on the "lending circle" concept, and oriented to low-income, non-banked individuals and immigrants. Reports to credit bureaus.

One Main - Minimum annual income required is $20,400. No minimum FICO credit score required, but the average customer score is between 600 and 650. Offers online applications, and also many physical locations around the USA. Loan amounts ranging from $1,500 to $15,000. This company is owned by Springleaf Financial..

Peerform - Peer-to-peer lending platform.

Self Lender - Offers secured "credit builder" loans. The loan is deposited into an interest-paying certificate of deposit, which the customer recieves when the loan has been repaid. The loan account is reported to the credit bureaus.

SoFi / Social Finance - Offers personal loans, mortgages, and student loan refinancing. Does not require any minimum FICO credit score, but does look for high income.

Upstart - Offers personal loans.



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