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Prepaid Transaction Cards

Account Now Vantage Debit MasterCard
Turned down for a checking account? This debit MasterCard offers free online check writing and bill pay, free paycheck direct deposit, and low cost money transfer service. No credit check or CheckSystems. Instant online approval.


These cards require funds to be deposited into an account, which can then be spent for purchases or ATM withdrawals.

Visa & MasterCard

Vision Premier Prepaid Visa Card - Guaranteed approval. Free unlimited purchase transactions. Free Direct Deposit – no more check cashing fees. Pay any bill: rent, cellular phone, insurance, utilities, etc. Load cash at over 100,000 participating retail locations.

All-Access Visa Prepaid Card - Owned by NetSpend. Apply in 60 seconds with 2 easy steps and get a card in as little as 5 days. Pay any bill online, 24 hours a day. Minimum deposit is only $10. Allows deposits from PayPal.

First Vineyard MasterCard - Offers a cash back rewards program.

Western Union PrePaid MasterCard Debit Card - No credit check, and you don't even need a bank account. Reload your card at any Western Union agent in the United States.

Wired Plastic™ Prepaid Visa - New card for convenient Tap-n-Pay purchases at merchants nationwide. No bounced check, NSF or overdraft charges, ever. Free rewards program - Earn 1 point for every $1 spent, and redeem for prepaid wireless airtime, music downloads, or LD calls. Free bill pay service - Pay anyone online or over the phone. Free credit builder with overdraft protection. Free mobile and email alerts. Free direct deposit - Eliminate check cashing fees. Add cash instantly at 100,000 retail locations nationwide.

Eufora Pre-Paid MasterCard
This card reports your monthly payment history to the Trans Union credit bureau - Great for building new credit or recovering from bad credit.

BuyRIGHT Prepaid MasterCard® - Buy Right is right for you! The Buy Right Prepaid MasterCard® Card can be used wherever Debit MasterCard® is accepted, at millions of merchant locations and over 900,000 ATMs worldwide. Offers online tools, including online payments. Free direct deposit to your card. And a rewards program.

The Allow Card - A prepaid MasterCard designed for parents to give their child's allowance. Over 35 parental controls to limit the child's spending, along with online reports.

CardEx MasterCard

CardFlex - Offers cancer reaearch support designs.

CitiBank Cash Card MasterCard

Cornerstone Bancard - Issued by MetaBank. Allows loading via online banking from your regular checking account.

Deluxe Card Visa - Issued by Deluxe Corporation, which is a major printer of paper checks.

ECount

EntroPay - Instant virtual Visa card number. Based in the UK, but available globally.

ePassporte

First National Bank of Omaha - Visa gift cards, which can be customized with your own picture.

Fleet Visa Gift Cards

Gift 2 Go Visa

Gift Card Lab - Choose from a range of designs, or customize them. Issued by Silverton Bank, N.A. and by The Bancorp Bank, N.A.

Green Dot Prepaid Visa And MasterCard - Available at Walgreens stores, where they can be purchased and recharged for cash. Issued by Columbus Bank & Trust Company. They also offer the Web Secret card designed for online purchases.

iKobo - Can be loaded by other users of their online money transfer service.

Liberty Gift Card - Prepaid Visa with online access to check the remaining balance.

Liberty Union - Prepaid MasterCard issued by Monterey County Bank.

National City Bank - Visa gift cards.

Payoneer - Allows online person-to-person and mass payments, along with regular funds loading.

PrivaCash - MasterCard with option for payroll direct deposit. Issued by Key Bank. They have an alternate URL.

Advantage Card - Their site seems to be directed to businesses and nonprofit organizations that want to give out cards.

Amigo Money Visa Debit Card - Issued by BankFirst, Sioux Falls, South Dakota. Directed to Latinos, and they can accept ID (such as Matricula Consular or a Green Card) from non-citizens. Can be used for remittances to Mexico.

AmTrust Gift Card - Can be sent to the buyer, or directly to the recipient if under $100.

BanXcard Maestro Card - Available at grocery and convenience stores, retail merchants, check cashers, and other locations. Issued by Bank First.

Cash Pass Prepaid MasterCard - Issued by Meta Bank.

MiCash - Mostly directed to Latinos, but everyone is welcome. Offers a prepaid Visa card, and other types of prepaid cards. Includes international money transfer services and money remittance system. No credit check and no bank account needed. They also have a version in Español.

Momentum Visa - Seems to be only available for purchase at Money Mart locations.

Money Mart Money Card - Prepaid Visa card. Offers direct deposit of your paycheck.

NetSpend MasterCard

nFinanSe Inc. - Appears to be owned by Discover Financial Services LLC, which issues the regular Discover Card.

Only 1 MasterCard - Issued by Bank First.

PAYjr - This one is oriented towards parents as a way to pay children's allowances, along with payments for household chores.

PreCash - Along with prepaid cards, their system includes making bill payments in cash at retail locations, and buying prepaid cell phone minutes.

Reload Pay Card - Seems to be based in the Spain, with an office in the UK, but appears to be available in other countries.

Rush Card Prepaid Visa Card - Issued by Manufacturers and Traders Trust Company

Safe Pay Card - A virtual debit card, issued instantly and free of charge. Visa branded. This product is only available to customers outside the USA.

Travelex Card Services Cash Passport Card - Prepaid MasterCard and Visa cards, along with ATM-only prepaid cash cards. Available in several countries.

Ukash - Pay cash in a physical shop to receive a voucher which can be spent at online merchants. Owned by Smart Voucher. Available throughout Europe.

Varia - Prepaid MasterCard, issued by Palm Desert National Bank / PDNB, and reloadable through the Green Dot MoneyPak system.

Visa Buxx

Vue Prepaid MasterCard - Issued by Monterey County Bank.

WebCertificate


American Express

American Express Gift Cards - Prepaid American Express card.


Discover

Discover Gift Card - A wide variety of designs.


Other Debit Systems

InternetCash

RocketCash


Phone, Gas, & Retail

IsCard - Toll-free access, no-fee calling card. Useable in foreign countries. They also offer PC-to-phone service and 800 number service.

GiftCertificates.Com - Sells gift certificates or gift cards to be used for shopping at various merchants, along with a prepaid MasterCard for general use (issued by Marshall Bank, N.A.)

Tel3 Discount Long Distance - Mostly for international calling.

Shell Cards - Prepaid gas cards issued by Citibank.

SVM Cards - Provides prepaid cards for various gas station chains.

Swap A Gift - Buy, sell, or trade prepaid gift cards from various merchants.

ValueCards - (Gasoline - Arco, BP, Citgo, & Exxon)

ZapTel - The original phone card superstore.


Canada

Horizon Plus Financial Ltd. - Prepaid MasterCard issued by a subsidiary of People's Trust. Also offers a secured MasterCard.


Other

There are some online marketplaces where you can buy, sell, or trade prepaid gift cards ad gift certificates from various merchants:

Card Avenue
Certificate Swap
Plastic Jungle
Swap A Gift

 

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