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Credit And Banking In New Zealand


Please note that Enkephalos Web Design also runs
NZ Site - Your Complete Guide To New Zealand

New Zealand has only one large credit bureau, Veda Advantage (previously known as BayCorp Advantage.) They have a separate site for information on ordering a copy of your Veda Advantage Credit File.

They were previously related to the BayCorp Collection Agency, but no longer.

Information held by business about individual consumers is covered by the Privacy Act Of 1993, which is enforced by The Office Of The Privacy Commissioner.

Banks & Credit Card Issuers In New Zealand

ABN AMRO

American Express

ASB

Bank Of New Zealand

KiwiBank

Kookmin Bank

The Paua Card

PSIS

Sovereign

TSB Bank

ANZ

Bank Direct

Deutsche Bank

Diners Club

HSBC

National Bank

RaboBank (Also has RaboPlus)

Southern Cross Building Society

Westpac Trust


Credit Unions

New Zealand Association Of Credit Unions

Aotearoa Credit Union

Credit Union Auckland

Manchester Unity Friendly Society

 


Retail Credit Cards

Farmers

Freedom Furniture

Kirkaldie & Stains

The Warehouse


Non-Bank Finance Companies

Active Finance (Broker)

Allied Prime Finance (combined from Allied Farmers Finance and Prime Finance)

AXA

Equitable

Fisher & Paykel - F and P - Finance

Hopscotch Money

Housing New Zealand Corporation

Marac

MFS NZ and MFS Pacific

New Zealand Home Loans

Oxford Finance

Pacific Home Loans

Pioneer Mortgage Services

Sovereign

Spark Finance (Broker)

Speirs Group

Strategic Finance

United Finance

Approved Mortgage Brokers

Credit Express (Broker)

Crester Credit Co.

Dorchester

FMG Finance - Rural Financial Services

Guardian Trust

Hanover Finance

LJ Hooker

Lombard Finance & Investments

Nathans Finance

Priority Finance

Public Trust

Southland Building Society - SBS

St Laurence Property & Finance

UDC Finance

Wizard

Dick Smith Electronics - Offers financing (through Finance Now) on purchases.

GE Money - Provides personal loans, car loans, mortgages, and retail finance.

Gilrose Finance - Hire purchase financing.

NZ Post issues prepaid Visa cards, which they call the Prezzy Card.

Pago - Person-to-person money transfers online or via phone text message.

PayMate - Another online Person-To-Person payment system.

Per Week - Hire purchase offers on consumer goods.

Turner's Auctions - Offers financing on car purchases.

 

The central bank is the Reserve Bank Of New Zealand.

The Office of the Banking Ombudsmen is a non-governmental organization which oversees banks.

 

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