Re: Collector activity
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Posted by Linda on September 25, 2001 at 11:56:21:
In Reply to: Re: Collector activity posted by Phil on September 25, 2001 at 00:20:36:
I still can't find anything about the 90 days anywhere in the law. Tell me where you're getting this...
If I understand this correctly, then First Select is inhouse collections, so they would be considered the original creditor. This would not fall under the FDCPA - it only covers outside collection agencies. You would have to dispute this with the Credit Reporting Agency where the inaccurate information appears, not with First Select/Providian. But it really has very little bearing on the situation. I don't think you have a leg to stand on. My advice is to pay it, then deal with CRA's about the reporting. There are some folks on here who have broader knowledge than I do, perhaps one of them could speak up. Lawyers?? Former collectors?? Board monitors??Anybody got any better advice? Linda
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