Re: Now long does a charge off stay on credit report??

Posted by Linda on October 27, 2001 at 22:07:55:

In Reply to: Now long does a charge off stay on credit report?? posted by anonymous on October 27, 2001 at 21:28:57:

7 years from the date of delinquency. Date of delinquency is the date the account first became continuously delinquent + 180 days.

Anyone reporting anything more than 7 years from that date is breaking the law. If they put a different date on it, it is called re-aging the account. Collection agencies are famous for it.

Linda

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