Charge-offs in Texas

Posted by VJ on October 31, 2001 at 03:05:34:

I have had a few charge-offs and some original creditors and collection agencies are thretening to sue.

I live in Texas. Does anyone know what they can or cannot forcibly seize from me? I guess after the lawsuits?

I think they cannot take my house but can they force the sale of it OR put some kind of lien? Can they take the car I use for work?

I think IRAs are exempt. How about what little 401k I have?

Can they take personal property (clothes,TV)? Can they enter my house? Can they go into the yard? Bad-mouth me to my kids, neighbors or co-workers?

I think they cannot take my wages. Or can they?

HELPPPPP !!!