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Who should I send payment for debt to????????
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Posted by Anonymous
on November 08, 2001 at 10:45:16:
I have a couple debts that have been sent to collection agencies that I want to pay off in full in exchange for them deleting the derogatory information from my report. I'm sending a "restrictively endorsed check," but should I send payment to the original creditor or the collection agency? Someone told me to send it to the original creditor as they are more likely to cash the check and therefore bind themselves by law to clear my report. But, I am supposed to send payment "right away" to the collection agency. Will that get me into "more trouble" if I try the original creditor first?
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