Re: BK vs. just not paying anymore.

Posted by Linda on November 08, 2001 at 21:58:11:

In Reply to: BK vs. just not paying anymore. posted by Sarah on November 08, 2001 at 11:45:21:

Hmmmm, I'm not sure. You have another person to soncider, and nothing bad has happened yet. Why not talk to an attorney who specializes in consumer issues, and see if he/she can negotiate with credit card companies for you, without damaging your husband's credit. That is way preferable to CCCS. There are a lot of things to consider here. Are you in a community property state? Do you and your husband have any thing joint - like a mortgage? This will likely affect him also, if you do. Or there may be ways to go about it if you set things up ahead of time.

I am really hesitant to advise, since you have more options than most people here on this board. You haven't defaulted yet. Get some real help. It may not be too late.

Linda

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