Re: Removal of 30 day late credit payments from report... Another Question!!!

Posted by Linda on November 11, 2001 at 11:39:30:

In Reply to: Re: Removal of 30 day late credit payments from report... Another Question!!! posted by snack on November 11, 2001 at 09:57:56:

Give it a try. Some card companies are willing to help you when you have gotten in over your head. Many of them are quite generous when you demonstrate integrity and a willingness to pay. Some are not, but more are coming around since the laws affecting how they calculate their losses have changed. I know a couple of companies that now have newly formed departments to handle hardhsip situations.

Most likely, they would not remove derogatory information until after the fact, but I know of cases where AmEx and Citibank have done exactly that, and even given the person a second chance by extending credit on favorable terms after the debt has been paid.

You don't have anything to lose. :)

Linda

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