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Credit card company charging me a higher APR than stated in there agreement!


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Posted by Steven on November 12, 2001 at 16:12:16:

I have a First Usa credit card the balance is not high enough that I can't afford to pay it off but I have a question,I am having a (dispute)with First usa, they are charging me a default APR charge of almost 23%!! and I have never been late! First usa claims I may have been late, but they will not mail me any proof of such and it has been over 2 months of back and forth!! I have a recent copy of my credit report and on first usa it shows paid as agreed and never been late but this doesn't matter to First usa. I have herd that First usa is kind of tricky when it comes to this sort of stuff. what recorse do I have if they won't show me any proof?
Please help!!!! Thanks,
Steven



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