Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: re: Bank that does not use CheckSystems


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by MEKA STEELE on November 26, 2001 at 13:23:21:

In Reply to: Re: re: Bank that does not use CheckSystems posted by Defaults R' US on October 16, 2000 at 23:34:28:

:
: :I went through a bitter divorce last year and it came to light
: :that many of my credit card bills were paid VERy late ( I didnt
: :work because I stayed home with my autistic son). My ex
: :controlled our money by closing out our joint checking account
: :and opening his own leaving me with no account in my name at
: :all. When I divorced I discoverd because of a charge off through
: :a bank I cannot get a bank account. I did have one bill that
: :I did it myself to get it taken care of. So now I am looking
: :for a bank (local if i can (Bay Area) that will give me a
: :checking account without worrying too much about my past history
: :which I want to rebuild.

: Chexsystems is a totally seperate entity from
: the "Credit Beaureaus" such as experian,
: transunion, etc. One could default on dozens
: of credit card payments, yet still be able
: to open up a checking account. But bounce
: a couple checks, and you'll have a very
: difficult time finding a bank that will
: let you open a new checking account.

: One thing that interesting point though, to
: get a debit visa or a debit mastercard, banks
: typically check your credit score. Interesting
: since debit cards aren't an extension of credit.
: No big deal, just get a standard credit ATM
: and they won't check with the credit beaureaus.




Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2001 Enkephalos Web Design