collection agencies are doing you a favor.....

Posted by Linda on January 19, 2002 at 10:41:32:

when they break the law - *IF* you have the patience to keep good records, lay a paper trail documenting the violations, and the guts to take the appropriate action. Call it sue-happy or whatever, it works, and it is the only thing they pay any attention to. It isn't illegal or unethical or anything else bad. These laws were written for your protection. If a collector disregards them, go for broke!

Here is a post from another board re a collection agency that maliciously re-aged and duplicated an account in an illegal attempt to collect:

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I can't believe it!

After they duplicated and re-aged the entries on TU and EQ, after I screwed around with them for four months with validation, after numerous failed disputes, it is gone.

What happened was I sent Medclr a filled out lawsuit form and intent to sue (I didn't file it because I was advised by board members here to make sure people couldn't compare notes and not to file at the same time)

I also wrote reports to the BBB and the FL Attorney General.

Yesterday they came off EQ and TU (it was never on EX.) I called the bureaus and got faxed confirmation that Medclr demanded its removal on the grounds it was inaccurate.
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