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Charge Off and Statute Of Limitations
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Posted by Madison
on January 29, 2002 at 06:31:18:
I have a charge off from Discover that shows as charged off in 11/1996. It also stated that it has been purchased by another lender and they too list the debt on my credit report. They stated in the comments that they are unable to locate me...moved but same ph # (?) Anyway, they just checked my credit 3 days ago so I know they are currently looking for me. If they contact me, am I relieved of the debt due to SOL? I was thinking that it must be 7 years, but the site says it is an "open account" and the SOL is 4 yrs. Can they still come after me for the $2999.00 that they say I owe? I am confused. Thank in advance.
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