Re: Re-dating??

Posted by K. on February 03, 2002 at 13:21:31:

In Reply to: Re-dating?? posted by DC in Texas on February 03, 2002 at 01:17:45:

Just so you know. Non of the dates on the TU report are the ones they use to compute the seven year period. Call their 1-800 number on the report and request that they give you "the date from which the seven year reporting period is calculated" on all of your accounts. This way you will know if you need to file a dispute about dates.

I have no idea how TUC gets away with not putting the dates of first delinquency and/or expiration dates on credit reports. Equifax uses the last activity date which is absolutely wrong. Experian is by far, the best about spelling out the dod and expiration date-- I wish the other big bureaus would follow their example.

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