Credit Mess and SOL
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Posted by Credithelp on February 07, 2002 at 16:19:50:
Ok Here is my info. It is all from being married and forgeting about it. (Not married anymore thank god) I just need some advice as to what to do. This all occured in NY State. I reside in Connecticut now. Judgment filed in 3/96 Amount $1347 Unpaid Balance-$880 (This is a utillity bill that they just tacked interest onto for the longest time. I think it is triple what the original total was.)
Collection Reported 12/98 Assigned 10/98 Loan Amount $704 Unpaid balance-$880 Last activity 8/98 (funny this was a joint account with my now ex wife and it says Individual. Maybe because I was primary O.k.)
Collection Reported 02/97 Assig. 1/97 Telephone $190 Unpaid $190 Last activity 11/96
Chase Opened 02/93 Last Act 11/95 HIGH CRED Limit $500 Balance $627 Date reported 12/97 CHARGED OFF ACCOUNT CREDIT CARD
Then the same bank with the loan has a charge off account with Date opened 12/93 Last activity 10/96 High Credit $467 Balance $518 Then get this, Date reported 11/01
It doesn't make sence to me that the bank has two listings with different information for the same loan. Also what am I looking at as for statute of limitations? I have a high interest car loan now on my own, and I have been granted credit by three creditors recently for a total over $1500 unsecured. Any deciphering of this mess and what I should do? You can email me or reply here. Skytallone@hotmail.com Thank You.
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