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7 years


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Posted by paul on February 14, 2002 at 17:21:27:

I was just at the eqifax site and it says items (not paid as agreed) remain on your report 7 years from the last activity. What would the last activity be on a writeoff. Would it be the time from your last payment before you defaulted or when the cc company quits charging you overlimit and late fees and actually charges off the account?


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