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lara is confused


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Posted by lara on February 16, 2002 at 13:31:48:

isn't there any way to increase my credit rating without waiting...some of the accounts are really low (one is for $38) and I could even pay some of them all at once...why would they sue me if I pay them??? also i've been looking at some of linda's letters . they seem really harsh as far as not admitting the debt is yours. ..it is mine...doesn't anyone get any credit for paying off their debts and admitting they screwed up...also why doesn't paying charge offs and collections help your score...doesn't it show you paid up when you could and took responsibility rather than dodging it forever...i am really anxious to figure this out...this credit situation if really making my life uncomfortable..it seems no matter where i try to rent or get a better job...they want to check my credit...i don't care about multi platinum 10,000 dollor visa card limits...i just want to be able to live my life without paying for mistakes i made at age 21 forever or at least thats what anouther five years feels like for me....i don't even want a mortgage...i just want to be able to sleep at night...i am transfering into a new educational program next year in anouther city and i am scared i won't be able to rent...i've had problems with that...and i'm training to be an RN....all the hospitals here run credit checks to hire you..they say it shows a dishonest character to have bad credit and they imply that i would rip them off or something...i'm tired of being a pariah.....help please


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