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Why is Credit Counceling frowned upon and Bankruptcy is not


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Posted by Dave (Indiana) on February 22, 2002 at 16:14:32:

I am trying to pay my bills off with help of a credit counceling service. We want to buy a house but can't due to that and the debt to income ratio.

If I filed bankrupcy (the easy way out) I could get a loan tomorrow!, but there is no way I can with me trying to be a man and pay off my bills that I OWE.

Anyone????


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