Re: Collection

Posted by Why Chat (209.240.222.130) on February 24, 2002 at 09:53:44:

In Reply to: Re: Collection posted by Angel on February 23, 2002 at 21:55:38:

Idaho has a 4 year statute of limitations (SOL) for credit card debts. Assuming you were in Idaho when you first defaulted (1st time late on payment),and assuming it is a credit card debt,if they file suit against you BEFORE May 2002,they have a case.If they file AFTER May,2002 you can DEFEND by showing they are past the SOL. I recommend you send them a "validation" letter. Do not admit anything,print-do not sign your name. Send RRR.They are required by law to send you documentation of their ownership of the account,including copies of your SIGNED application.

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