Statute of Limitations Letters?
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Posted by Anne on March 02, 2002 at 12:16:49:
Hi All, I've seen all sorts of letters dealing with Cease and Desist, Unauthorized Inquiries on Credit Reports, and so on. However, I haven't seen anything on notifying a CA that the statute of limitations on my debt (as far as suing me) has passed and to cease and desist contacting me. Is there any such thing? I haven't been threatened with a lawsuit or anything yet - I just want to be prepared. What I really want is to say something like, "Look I know your industry and I'm sure that you purchased that debt for pennies on the dollar - how about we make a deal? I pay you whatever you paid for the debt and we'll call it a day. Okay?" BTW - the debt's about six years old and it's for an overdrawn checking account. Does that make any difference? Thanks. Thanks.
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