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Paid Accounts/Credit Reports
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Posted by John
on March 02, 2002 at 23:33:21:
Several of my credit cards have been revoked and reported to the credit agencies as delinquent, etc.,My question is if in the very near future I can pay these cards in full with a lump sum payment, how do I negotiate with them to remove ALL bad marks from my credit reports? Is there a letter I can send confirming they will indeed remove these things or what is the procedure? Or do we have better luck working with the credit agencies showing them a zero balance? Some of the companies tell me that it's a Federal law and they can't change what they submit to credit agencies. Is this true? Thanks
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