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Validation letters


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Posted by florence on March 05, 2002 at 11:07:43:

1)Are you allowed to request validation for a debt if you received a notice, say, 2 years ago?

2)If I called collector/creditor about a debt and spoke about possibly settling: have I given up rights to request validation?

3)I read somewhere that they can't mention there going to sue you if they don't. Is this accurate?


4)If they left me a message telling me to call them about a legal matter. Does this mean they have to go forward on the threat?

Flo





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