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Wait or BK


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Posted by Jenni on March 11, 2002 at 10:08:36:

First I live in Florida. I owe about $45,000 in credit card debt. I was in a in the Consumer Credit Counciling Service program for about three months back during the summer. I worked in the tourism industry and everything came to a stop after Sept 11. Since then we sold our house and now live in something smaller which is in my husbands name. All this CC debt is in my name alone. The address I used was a PO box before and when we moved I did not bother to inform the creditors that I had moved since I was planning on going chapter seven. Anyway I have not heard from any of them(last paid in August) I guess they cannot locate me. I have no job and no assetts to speak of. My only problem is we made $15,000 on the old house and put in my husbands name in his own account. I was never served any papers and no phone calls. Is it that I'm just not worth their time with no job and no assetts.


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