Re: Wait or BK

Posted by Why Chat on March 11, 2002 at 14:19:14:

In Reply to: Re: Wait or BK posted by jenni on March 11, 2002 at 13:42:41:

Yes 4 years in Fl. Homesteaded property exempt from judgement liens,head of household exempt from garnishment. If you put in a change of address at your P.O.Box they could have found you. Have you checked your credit reports to see what is being shown for your address? If you haven't been contacted,you might as well wait. If they file for a judgment you can always declare bk then,you can file singly.If you plan to file bk,at some time in the future,pay up any small cc's store accounts gas cards you have,at least 4 months before filing,don't use them again until at least 4 months after final adjudication.Paid up (no balance-no current use) accounts do not have to be listed.

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