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Re: removing bad info


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Posted by Razor (65.33.36.192) on March 20, 2002 at 17:37:51:

In Reply to: removing bad info posted by swcolleen on March 20, 2002 at 14:58:50:

Firs findo out is the debt has been sold. If of was only assigned or transerred. only talk to the original creditor.

CAs lose all rights to a debt if you pay the original creditor. Work out an agreement with them to pay the debt in exchange to updating your report to paid as agree and that they remove any delinquencies chargoffs etc. If they agree pay them. Just make sure you get it in writing. Always talk to the creditor face to face or in writing never over the phone. Get any agreement in writing.

Once you pay the creditor send a dispute to the CA and any CRA they reported to. Demand that the CAs negetive be removed from your file.

Whyt Chat and Linda have more experience and know exactly what to say.


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