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Re: credit score and gulf state


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Posted by Steve (138.89.64.205) on March 23, 2002 at 07:26:27:

In Reply to: credit score and gulf state posted by brandi on March 22, 2002 at 21:33:26:

Your mortgage broker is right. I have an auto lease that shows a balance of just over 40K. I have 1 1/2 years left on the lease. My credit union is reporting this as if I am buying the car and owe 40K+. I don't get it. I really owe them 18 months @ $721 each.

But that is the primary reason my Experian score is only 769. I have no other debt.

But none of my credit bureaus are reporting a Visa card that I have had the longest time. I have perfect payment record on it. I demanded First USA to put it in my credit reports. They havn't done it yet. I am hoping it will improve my score since I pay off in full each month and never carry balances.


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