Re: bad credit

Posted by Why Chat (209.240.222.130) on March 24, 2002 at 20:38:21:

In Reply to: Re: bad credit posted by teresa on March 24, 2002 at 19:31:39:

Yes, SOL is an absolute defense. Tell him to pick up the letter. If you want to e-mail me, I will answer your questions more privately.(just click on my name) Here is a sample cease and desist letter:
This is a request to cease & desist general communication with a collection agency. Send as certified mail, return receipt requested.
«Your Name»
«Address1»
«Address2»
«City», «State» «Zip»
«Company»
«Address1»
«Address2»
«City», «State» «Zip»
«Date»
RE: Account #_________/Original Creditor's Name
Dear Sir/Madame:
I hereby request that you cease and desist your efforts to collect on the above referenced account, effective immediately. It is my personal policy not to deal with collection agencies and I will only deal with the original creditor of this account.
Should you fail to comply with this request I shall have no other recourse than to pursue legal sanctions under applicable federal and state law.
Sincerely,
«Signature»
«Your Name»
___________________

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