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Re: FCRA 7-Year Reporting Rule question
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Posted by joanne (194.230.152.187) on April 01, 2002 at 13:52:19:
In Reply to: FCRA 7-Year Reporting Rule question posted by Jim on April 01, 2002 at 13:21:50:
actually this rule applies to all negative debt added after dec 1997, which is 445 days after the 1996 enactment,, so my question is the kinda the same, for all previous negative debt reported before dec 1997, what is the date the 7 yr clock begins? the date they say is the date of last activity? was this 180 day rule after first deliquency created so re-aging couldnt occur if someone was interested in paying on debt, but not interested in a new last date of activity to create a new 7yrs of bad bebt mark??? thanks
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