|
|
SOL v. 7-year + delinquency date
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by MHL (137.229.84.172) on April 02, 2002 at 21:09:15:
I'm flumoxed here.
I understand the state's SOL may be reset, particulary with a promise to pay or an actual payment made against the account.
What I cannot get a definitive yes or no on is this:
Can a collection agency, for any reason, use a date other than the actual delinquency date (180 day rule) for reproting to the CRAs? ex: credit card, charged-off in 1995 or 1996, sold to a CA, a payment was made in 1998, CA reports as a separate account to CRAs, making the date of last activity 1998.
Do they or do they not have to abide by the original creditor's delinquency date in listing this account?
Follow Ups:
Post a Followup
|
