Pinnacle/Citibank- help!
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Posted by Shannon (67.25.101.203) on April 04, 2002 at 13:06:36:
I had a charged off account with Citibank for $1795 in 1995. Of course my original credit limit on this account was $900. About 10 months ago I received a call at my work from North American Recovery who said they were collecting on this account. They made lots of threats and I wasn't sure of my rights so I made an agreement with them to pay $250 a month. I recently paid this off and received a letter of satisfaction. Anyway, about a month ago I got a copy of a 3 bureau credit report and Pinnacle Credit showed up on all three bureaus with this Citibank account. I disputed with Experian and today I received my investigation report back and it said that the collection account was checked and still shows a balance. I have never had any contact with Pinnacle Credit. What do I do? In other threads I have read about validation letters, but I don't know what that is, could someone help me!
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