Re: question about notification....

Posted by rob (68.36.124.96) on April 04, 2002 at 18:11:40:

In Reply to: Re: question about notification.... posted by Razor on April 04, 2002 at 17:57:07:

Actually Equifax IS part of the problem... according to the FCRA:

"(ii) Notice to consumer. If any information that has been deleted from a consumer's file pursuant to subparagraph (A) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency."

Furthermore....

"(C) Procedures to prevent reappearance. A consumer reporting agency shall maintain reasonable procedures designed to prevent the reappearance in a consumer's file, and in consumer reports on the consumer, of information that is deleted pursuant to this paragraph (other than information that is reinserted in accordance with subparagraph (B)(i))."

They cannot just reinsert for the heck of it without verifing it...and GulfState is NOT verifing anything to anyone.

rob

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