Re: Need some advise

Posted by Trader7147 (24.218.98.35) on April 15, 2002 at 06:53:09:

In Reply to: Re: Need some advise posted by Why Chat on April 14, 2002 at 15:47:14:

Well..

Thanks for the advise on unlisted number and such but on cease and desist communication I found the following which just says debt collector and not a collection agency. A debt collector can also be the credit card company.

§ 805. Communication in connection with debt collection [15 USC 1692c]

(c) CEASING COMMUNICATION. If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except --

(1) to advise the consumer that the debt collector's further efforts are being terminated;

(2) to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor; or

(3) where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy.

If such notice from the consumer is made by mail, notification shall be complete upon receipt.

Thanks again:)

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