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Re: outrageous interest increase w/Providian


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Posted by joanne (194.230.158.92) on April 15, 2002 at 18:52:14:

In Reply to: outrageous interest increase w/Providian posted by April on April 15, 2002 at 15:10:36:

OMG!!!! I just called, had the old aria, just received the get smart, so I called the activate, half way thru, put on hold forever!!!! I am calling from overseas, so I must pay international dialing fees!! then finally I chick gets on the phone to verify,, then I ask,, by the way,, whats my interest rate, its was 16.9%, she was call another number!! URHHH, then I call, the rate is now 29.99% !!!!!!!!!šI said WHY??? oh you got a letter in december,,no I didnt, then she says, today is the last day to opt out,, and get the 16.9% back, so I said what, Ill get the 16.9 if I close the acct, so its 16.9% on nothing, or take the 30%, she says, 29.99%, great hun? then I said, listen, also, I have had this card for a yr, you charged my 49 plus 89 for the card, I always pay much more than the mini, and have never been late,, you raise my rates, and have never offered me an increase in limit,,, THEN SHE HAS THE NERVE< to go into a long long sales speech, I am available to get an increase if I buy their 129 dollar travel deal, and then they will increase my limit by 130 !!!!!!!!!!!!!!!šI said no,,, at 30% never!!!! so she kept pushing and pushing the sale,, well, I got this card because its relatively easy to get, and many times when I try to purchase stuff online, the foreign CC dont get accepted,, so I use this for purchases,,,, but now I just dont know,,,, thats insane,,,,, isnt there a law about the cap of rates that can be charged??? legal loan shark,, pawn shop, title shop,,, makes me sick 30%,, k


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