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This is the cease desist letter I am Sending PCM, tell me what you think....


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Posted by James (24.51.154.183) on April 21, 2002 at 22:07:49:

Dear Performance Capital Management:

This will serve as your legal notice under provisions of federal law, specifically Section 805c of the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above.

If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.

I have decided that I do not desire to work with a collection agency under any circumstances. I will contact the original creditor to resolve this matter directly, as circumstances warrant. You are also notified that should any adverse information be placed against my credit reports as a result of this notice that appropriate actions will be taken. Give this very important matter the attention it deserves.
Sincerely,

Comments. I didnt like the Why Chat reference because it never specifically stated not to contact and the other letter was ok, but I thought to add the section number just in case.


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