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Re: Lawsuit filed against me after I settled debt


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Posted by acamp (207.113.94.107) on April 24, 2002 at 13:06:36:

In Reply to: Lawsuit filed against me after I settled debt posted by Nanook on January 31, 2002 at 15:39:15:

Ok, I am in the the similar situation only I do not have a settlement letter. I settled a debt with Midland Credit Management about a year and a half ago for a Discover Card charge off. They debited the payments directly out of my bank account in te amount of $75 per month for 13 months totalling $975 as agreed orally by the collector. I can obtain blank checks to prove it. Recently they referred me to a law office to obtain the full amount of the debt of $1400 even though I settled with them. I was naiive about the legal system at the time I settled so I did not think to obtain a letter. I just wanted to get rid of the debt but now they plan on suing me. Is there anything I can do? Does my proof of payment mean anything?



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