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CO reported differently to different CRAs


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Posted by jm10101 (198.80.153.10) on May 02, 2002 at 10:31:11:

I had a citibank card that was charged off in 1/94 and have a TransUnion CR [ from 9/98 ] reflecting the CO. citibank then lists a new balance on the account in 7/98.

The account is no longer on my TransUnion CR, but does show up on my Experian CR, except the CO is listed monthly, starting in 12/96 with a payment shown in 9/98 [ when a scuzzy CA scared me into paying ].

How should I go about disputing this? Should I ask Experian to validate that this is my account, then follow up with a copy of the TransUnion report if it is validated? Surely this indicated citibank is NOT reporting the CO consistently.


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