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Validation
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Posted by Razor
(65.33.36.192) on May 03, 2002 at 21:18:22:
Here is a "validation" that was sent by a CA thet was poated on another board. CAs have been sending notarized affidavits that claim they have personal knowleged of the debt. This is the biggest joke i have ever heard especially when the documents requires to validate where lost. Figured it would be a good idea to post it here. I X'ed out the names and numbers in here to protect the consumer even though he posted them on the other board. I received this in the mail today. This collection agency has some nerve. I have 3 listing on my husband's report over this same acct. One from Capital One, one by Pinnacle, and one by Bonded Collectors. What is the meaning of this letter. We have not sent them anything, only disputed these accts with the cra's. Seems to me like what they are saying is that if I sent a demand for validation that they wouldnt be able to provide it? Any other thoughts and opinions on this? What should I do?
This is the letter:
STATE OF MINNESOTA ) COUNTY OF HENNEPIN
xxxxxxxxxxxxxxxx, being duly sworn, deposes and states as follows:
1. My name is xxxxxxxxxxxx.
2. i am chief Manager of fourscore resource capital, LLC ("FRC") and I base the statements in this affidavit on my personal knowledge as one of the Officers of FRC, and my direct involvement in the purchase, sales, and collection operations from the time of our inception to the present, and all statements are to the best of my knowledge.
3. The specific STAGE account and its corresponding information ("Account") attached as exhibit to this affidavit was purchased by FRC and placed with PINNACLE CREDIT SERVICES, LLC ("PCS") and subsequently forwarded to BONDED COLLECTORS ("BC").
4. the balance shown is due and payable from xxxxxxxx (xxxxxxxxxx), as of april 11, 2002 in the amount of 812.83, on account number xxxxxxxxx, is true and correct, and is valid and owing as of the aforementioned date.
5. Said agreement is hereby assigned, transferred and set over unto PCS, who has forwarded this account, as well as provided Agency of BC with full power and authority to do and perform all acts necessary for the collection, settlement, adjustment, compromise or satisfaction of said claim. Further, the affiant states to the best of the affiant's knowledge, information and belief, there are no unaccredited payments, just counterclaims or offsets against this debt. Further, the undersigned acknowledges that in making this assignment, FRC remains the owner thereof, and they have complete authority to settle, adjust, compromise and satisfy the same and the assignor has no further interest in said debt for any purpose.
6. In order to locate the documents relating to this debt, a thorough search of all records in the possession of FRC, as well as in the possession of the originator of this debt has been conducted. The original application document and the last statement of account were unavailable at the time of the purchase and were not located in the aforementioned search, and shall be considered lost instruments. FURTHER AFFIANTS SAITH NOT
xxxxxxxxxxxxxxxxxxx
This was also notorized.
Sorry this was so long, but i need HELP!!!!!!
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