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Re: Critique My Validation Letter Please


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Posted by Razor (65.33.36.192) on May 13, 2002 at 20:19:07:

In Reply to: Critique My Validation Letter Please posted by Roy on May 13, 2002 at 20:09:33:

Include this:

This is not a refusal to pay, but a notice that your claim is being disputed. This is a request for validation made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a "validation;" that is, competent evidence that I have some contractual obligation to pay you

Remove this:

I have had Colorado Indigent discount plan for over five years and have never received a bill for this service. Had I received a bill from Denver Health I would have paid my discounted amount of $5.00.

Do not provide information not on your credit report. They dont need it and they will use it against you. Do not sign the letter, use a signature block. Send it CRRR


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