Re: AHHHHH!!! --dirty rotten liars :)

Posted by Zelda (64.12.102.151) on May 22, 2002 at 22:00:53:

In Reply to: Re: AHHHHH!!! --dirty rotten liars :) posted by Why Chat on May 22, 2002 at 18:51:42:

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That overdue W payment was sent to SAA Acquitions--but I no longer have the letter or address. I did not ask for any validation---and don't remember the wording of the original letter. This was several months ago before I knew much of anything. I would not do this again :)!!!

Now back to the "we sold the account boobs":If my original credit card holder (BAK) refuses to deal with me--saying the contract is sold--how can I deal with their silly asses? I spoke to a collections supervisor and told them I do not deal with collection agencies and would refuse to do so--she said it didn't matter--it was NO LONGER THEIR ACCOUNT. Maybe I can use their being fools to my advantage some way?

Ok here is the deal--I am 48, professional, not working. Got an inheritance and was living on it and I no longer have liquid assets. MY FAULT! In any event, I do get about 2,000 dollars in annuities per month---can just get by with this. --and will continue to get such for 3-4 more years at least. I AM looking for work, it is not easy and now I fear it will be difficult to find work cause of my credit rating (another subject entirely, which I have been contacting my legilatures and senators to do something about---)---I will probably get back to work in a couple of months. I could probably make reasonable payments once I am employed again.

I have an up to date mortgage--and 80,000 equity in my house.I am passed due on my property taxes--but I have a some 2000 in stocks ( my last stash!!) that could keep that wolf away if I need to asap--but I think I still have some time to deal with that. I did not pay last years property tax--meaning that due in Nov--2001---and have a little more than that owing too (maybe 3000 total) I am not married. I have about 2,000 liquid to deal with right now. and if I got right on it would get a tax refund of anywhere from 2000-4000 back (I base this on my past refunds) One of my accounts I caught up with today and should be able to handle.--that was Bank CB-CB at about 3500 dollars. Payments are less than 100 per month. I am not worried about that. I have 500 more on that W account if those creeps ever contact me again. I have 365 owing to M. I have 900 owing to S--that too is caught up. My biggest debt is the one I am really concerned about--mentioned above-- to BAK--it could be up to be about 14,000 now and I have not made a payment for about 6 months. And they are too stupid to even tell me my balance!Then I have 3200 owing to PBA bank--and that was turned over to the collection agency I mentioned previously in another post. They offered to settle it for 2300. I am just about ready to write a cease and desist letter. I would rather go to jail than deal with that B---ch again :) hee hee. PBA offered me a settlement that expired april 31 for 1500--once again before I took stock of my situation and learned more--Maybe I should have taken it. In any event, I am wondering if I should try to settle with them and if the settlement could be worded in such a way as to keep them from being able to collect anymore or from granting anyone else the right to collect for any reason!

So there you have it. I now have about 2000 to work with concerning this huge debt--I am not that concerned about the others--though I don't want that dang wards debt to accrue interest without them even contacting me.

An Oregon attorney I spoke to said I could not be forced to sell my house, to try dealing with original creditors, get a job, and wait and see--with the possible filing of bankruptcy 13 if need be. I hate to file for such a comparatively piddly amount--and now I see a person could end up paying EVERY DAMN LAST PENNY owed and STILL have a bankruptcy on record. CRAP!

Not married. Holy hell--what a mess and ALL my fault. I keep my fingers crossed hoping I have prevented catastrophe just in time.

Thank you for asking for more info--I didn't want to burden others with my whole story--so was briefer than beneficial I see now. Thank you.

ONCE AGAIN--what do you do with boobs who keep telling you you can't pay them anything cause they don't own your account....?? Seems to me a judge might look at that as more stupid than anything I have done--and I have done plenty :)

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