Re: How do you know when a collector is "3rd Party" ?

Posted by Why Chat (209.240.222.130) on May 23, 2002 at 20:35:36:

In Reply to: Re: How do you know when a collector is "3rd Party" ? posted by Ladynred on May 23, 2002 at 19:41:40:

If the mini-miranda is there, then they ARE 3rd party collectors subject to the FDCPA. If the account has been charged off, then whoever is collecting is considered 3rd party. Send them a validation/cease and desist,request proof of the debt, and proof of their authorty to collect on it.

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