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Question to Why Chat - clarification


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Posted by sgo (67.192.33.225) on May 24, 2002 at 14:54:44:

I just want to clarify something(s) you said in a couple of previous posts. If a creditor has to charge off an account after 120 days, if they were going to turn it over to an in-house attny, etc., that would probably be done at that time? Otherwise, most all collectors after the 120 days are third party?

I heard from someone claiming to be an attny, 13 months after the charge-off. I got the green card back after sending a validation letter, and haven't heard from them since (two weeks ago). They have been real sneaky, and I was just wondering....


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