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Re-start the clock
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Posted by !cj! (209.155.29.146) on May 27, 2002 at 14:25:59:
I paid my Am. Express bill in full on 2/26/1991. It was showing up on my credit report in 1994 as a charge of with a high credit of $21 on one account and $22 on the other. When I contacted Am. Express in 1994 they told me the $21 and $22 were additional charges at payoff. I live in Calif. and recently tried to get a car loan. Imagine my surprise when Am. Express shows up again. Two accounts both show closed/never late, status date of 4/2002, recent balance on one $21 and the other $22. They are showing up under in good standing, but will probably show as late next month. What do I do? Dispute with CRA or contact them directly and tell them they are violating section 605 of the Fair Credit Reporting Act.
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