Why Chat, Razor, Linda, Anybody??

Posted by Vic (198.174.61.83) on May 28, 2002 at 12:43:34:

Posted this earlier, but got no response.. I'm kinda desperate!
A school loan of mine matured during a time when I was laid off, and was unable to pay. I called them to let them know that I wouldnt be able to pay, and they sent me a deferrment form. I forgot to mail it in on time, and when I finally did, they gave me 3 months off (starting from the month I was laid off).
After checking my report, it shows me being 90 days late.

I have been on time ever since the defferment ended, and havent missed a payment. Is there anyway I can appeal to wells fargo to remove these items from my report? I also have a letter from them stating that the very months that shows on my report as being late, are the same months that I had the defferment for. Could I use this to dispute it with the CRAs?

Question is, where should I start? Talk to wells fargo first, or should I go to the CRAs armed with the defferment letter from wells fargo stating I had those same months (that shows up as late) as my defferment months.

The 90 days late really hurt my credit score... help!!!

Follow Ups:

• Re: Why Chat, Razor, Linda, Anybody?? Why Chat 05/28/02 (0)
• Re: Why Chat, Razor, Linda, Anybody?? Anonymous 05/28/02 (0)
• Re: Why Chat, Razor, Linda, Anybody?? Vic 05/28/02 (1)
• Re: Why Chat, Razor, Linda, Anybody?? Why Chat 05/28/02 (2)
• Re: Why Chat, Razor, Linda, Anybody?? Vic 05/28/02 (1)
• Re: Why Chat, Razor, Linda, Anybody?? Anonymous 05/28/02 (2)

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