Re-aged charged off account??
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Posted by Me again
(198.174.61.83) on May 29, 2002 at 12:30:31:
I've had a store card account paid off about 5 years ago (it was charged off), but it was still being reported as off 4/2002. According to my 3-CRA reports I got from consumerinfo.com, it shows "ok" as in nothing derogatory. A little further down in the report, it shows me the 24-month history (all "ok"). Under 7-year history, it lists nothing. The report also never listed when the account was supposed to stop being reported. I called the card's customer service, and they couldnt even pull up anything under my name because it's so long ago. So what's going on? Why is there no 7-year history, and all that shows up is the 24-month history even though this card has been paid off 5 years ago?? How's the best way to go about disputing this? I'd really appreciate your help on this. Thanks!
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