Re: Associates/Citibank Chargeoff......need advice!
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Posted by anon (208.173.148.154) on May 30, 2002 at 09:40:49:
In Reply to: Associates/Citibank Chargeoff......need advice! posted by Shannon on May 29, 2002 at 14:49:23:
Shannon, the best way to handle this is to contact the creditor and work out an agreement (in writing) to pay off the debt. Negotiate in the agreement - if possible, to remove the negative entry or to change to a positive status on your credit report(s) after the debt is paid in full. Remember to list all the CRA's in the agreement where the debt is listed.
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