Progress report...
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Posted by David (64.81.193.210) on May 31, 2002 at 09:41:37:
In Reply to: Received suspicious summons - any advice? posted by David on May 30, 2002 at 21:10:09:
I called the clerk and they told me that the
summons is probably real, even if it doesn;t
have an index number. Evidently the plaintiff has the option to buy an
index number up to 14 days after the "call to
answer" date has expired. Anyway- I called the attorney listed, and
surprisingly got a very nice woman on the
phone. I explained my situation to her, and
she appeared to be very understanding. I told
her I was laid off, told her I had no assests: no
car, no house, no stock, etc... She asked what my settlement offer was, and
I told her $2000 was my cap, and that it was a
real stretch for me at that amount. I also told
her I wanted an agreement in writing
absolving me of any remaining balance, and
that I wanted my credit report amended. She said that my report would be marked
"settled" and that if we came to an agreement,
the account would be considered closed. So now I am waiting for her to call back with
an answer to my offer. I expect them to come
back demanding at least $5000, but we'll see
what happens. Good news is, it doesn;t look like I have to go
to court. Also- she mentioned something about them
notifying the IRS if we reach a settlement
agreement. Any idea what this means? Why
would the IRS care about a settlement offer
between myself and a creditor?
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