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Credit Forum
This is an archive of past messages. To post a new message, click on the Recent Posts link below.
Click Here For Recent Posts
Archive: 05/2002
- ONLY AN AUTHORIZED USER - ROSA ARMENDARIZ 05/31/02
(1)
- Making 2nd loan on a autombile - Doug Rippel 05/31/02
(1)
- What to do? - Tim K 05/31/02
(2)
- student loans? - kim 05/31/02
(1)
- Can they do this? - Ryan 05/31/02
(1)
- auto payment to charge card - Lennemj 05/31/02
(1)
- CA called lft interesting message - deb 05/31/02
(10)
- CA unable or refusing to validate after 2 letters - cherub 05/31/02
(4)
- FICO score - sgo 05/31/02
(2)
- Attorney info?? - sgo 05/31/02
(0)
- Debt collector trying to collect on a charge off???? - Sha 05/31/02
(6)
- HELP ! NEW YORK JUDGEMENT MISTAKE - Katlyn 05/31/02
(1)
- "fighting the system" - Jon 05/31/02
(3)
- savings account - darry30 05/30/02
(1)
- bought a lemon - chadesia 05/30/02
(3)
- SOL FROM 1997-MEDICAL - Chadesia 05/30/02
(2)
- If I pay off the bank one account.............help!!!!! - rachel 05/30/02
(0)
- Received suspicious summons - any advice? - David 05/30/02
(11)
- Non- CHEXSYSTEMS BANKS??? - Rachel 05/30/02
(3)
- Credit Score ? - Jeanyjo 05/30/02
(2)
- SOL and which state you can be sued in? - Desperate 05/30/02
(1)
- Removal of Bankrupcty from credit report - Jess 05/30/02
(1)
- Student Loan a derog? - Brad 05/30/02
(1)
- Anybody gone thru BankCaroline? - CS 05/30/02
(1)
- anon.....I have another question! - Shannon 05/30/02
(1)
- I'm a 19 year old college kid, with a couple credit issues...help! - Jason M. 05/30/02
(6)
- Need credit advise.. please help!! - Jason W. 05/30/02
(2)
- Why Chat, I still am not following this thing. Please explain. - Christine 05/29/02
(5)
- THE FACTS ABOUT RE-AGING - Why Chat 05/29/02
(0)
- bankruptcy reporting times - darry30 05/29/02
(1)
- bad checks from years ago - Scotty 05/29/02
(3)
- How to dispute 30 days late payment - Newbie 05/29/02
(2)
- Can you file BK a second time? - Shaleen Trotta 05/29/02
(2)
- Associates/Citibank Chargeoff......need advice! - Shannon 05/29/02
(3)
- Sample Letter...... - spiffcliff 05/29/02
(1)
- Authorized User responsibility - Vic 05/29/02
(1)
- Sears Reporting For A Card I Never Had!! - Need A Roof Over My Head 05/29/02
(2)
- Re-aged charged off account?? - Me again 05/29/02
(1)
- charge-off - Bob 05/29/02
(7)
- Parking Tickets in Collections for Years - T Harris 05/29/02
(1)
- CA Inquiry was posted to Trans Union before I sent C&D - LA 05/29/02
(1)
- Sears - Suzanne 05/29/02
(1)
- credit quesions, please respond - need answers 05/28/02
(1)
- charge offs - julie 05/28/02
(1)
- Experian Question - Roy 05/28/02
(1)
- Next course of action? Anyone? - Steve 05/28/02
(3)
- Gulf State Credit - wendy 05/28/02
(4)
- Attorney Debt Collectors - sgo 05/28/02
(1)
- Charge Off with a balance owing? - Christine 05/28/02
(4)
- CA's - Jeanyjo 05/28/02
(3)
- Old Charge Off - When is SOL and 7 years due? - Sean 05/28/02
(3)
- Trans Union not removing Inquiry by CAMCO - LA 05/28/02
(3)
- Why Chat, Razor, Linda, Anybody?? - Vic 05/28/02
(6)
- Re: Why Chat, Razor, Linda, Anybody?? - Why Chat 05/28/02
(0)
- Re: Why Chat, Razor, Linda, Anybody?? - Anonymous 05/28/02
(0)
- Re: Why Chat, Razor, Linda, Anybody?? - Vic 05/28/02
(1)
- Re: Why Chat, Razor, Linda, Anybody?? - Why Chat 05/28/02
(2)
- Re: Why Chat, Razor, Linda, Anybody?? - Vic 05/28/02
(1)
- Re: Why Chat, Razor, Linda, Anybody?? - Anonymous 05/28/02
(2)
- Montgomery ward account dilemma!! - John Doe 05/28/02
(7)
- Capital One / reported limits - jm10101 05/28/02
(4)
- Re: CHARGE OF CREDIT REPORT - Anonymous 05/28/02
(0)
- Need help with bad credit report items please!!! - leggosyd 05/28/02
(14)
- Looking for a Sample Validation Letter - anon 05/28/02
(0)
- SOL on bad checks in Calif? - Mikala 05/28/02
(4)
- Negotiating to remove bad credit items - InventorsRUs 05/28/02
(0)
- Re: HOW TO GET A NEW CREDIT FILE - anon 05/28/02
(0)
- Thank-You - Marcy 05/27/02
(0)
- home buying - Marcy 05/27/02
(2)
- How can I get a car loan with low FICO/BEACON score? - FirstCarAnxious 05/27/02
(4)
- sol and validation - at the end of the line 05/27/02
(1)
- Re-start the clock - !cj! 05/27/02
(4)
- How to handle lawyers - Sandra Dee 05/27/02
(6)
- credit questions - edge 05/27/02
(1)
- Lawyers - Dee Dee 05/26/02
(1)
- what to do about credit cards - Nancy Carroll 05/26/02
(7)
- sol - skylynx 05/26/02
(1)
- Credit Card Debt after Death - Kevin 05/26/02
(1)
- question about fico scores... - darry30 05/26/02
(4)
- 1 more question RE: CA!!!!!!! Thanks! - Shannon 05/26/02
(4)
- need an attorney referral - CoachT 05/26/02
(0)
- Problem with Equifax- Fraud Help! - Sean 05/25/02
(4)
- Do creditors fall under the fair debt collection act too? - seq96 05/25/02
(3)
- MBNA Settlement - Don 05/25/02
(4)
- Advice on sending cards back - Leo 05/25/02
(2)
- SOL /reporting ??? - Jeanyjo 05/25/02
(5)
- FICO score keeps dropping with deletions!!!!!!!!! - Christine 05/25/02
(9)
- Where to start? - !cj! 05/25/02
(8)
- Codes on Credit Report - !cj! 05/25/02
(3)
- used car repossession rates - David 05/25/02
(0)
- texas judgements - anonymous 05/25/02
(3)
- Progress - darry30 05/24/02
(5)
- Problem w/CA!!! Help - Shannon 05/24/02
(4)
- what is 30 days? - jm10101 05/24/02
(2)
- Question to Why Chat - clarification - sgo 05/24/02
(4)
- negotiating judgments from 3rd parties - Jerry 05/24/02
(1)
- ChexSystems & Banks - Myst 05/24/02
(0)
- 2 that DO use chexsystems - Lia 05/23/02
(0)
- I think you misunderstood my question...Student loans - Shannon 05/23/02
(2)
- CR Listing Updates - Steve 05/23/02
(3)
- Re: BK a wonderful thing? - Christine-last rebutle, to tiring. 05/23/02
(0)
- Cease and desist and card return - Leo 05/23/02
(4)
- Disputing Question - anon 05/23/02
(2)
- How do you know when a collector is "3rd Party" ? - Ladynred 05/23/02
(5)
- BK a wonderful thing? - julie 05/23/02
(47)
- Anyone know what happened to the Credit Net website? - julie 05/23/02
(2)
- student loan payments reported incorrectly - jm10101 05/23/02
(3)
- Went to BK lawyer today - Up The Creek 05/23/02
(5)
- CHEXSYSTEMS - Ebank.com - mbaesq 05/23/02
(1)
- State stands on re-selling of debt - Robyn 05/23/02
(1)
- Save Money! - Roderick calhoun 05/23/02
(0)
- HIGH VOLUME DOVE SHOOTING AND PEACOCK BASS FISHING - KJELL ERLAND VON SNEIDERN 05/23/02
(0)
- Have I waited too long to take action? Please help! - MichaelD 05/22/02
(3)
- VA Mortgage's - Jack 05/22/02
(1)
- Charge off account,Who Owns - carol 05/22/02
(4)
- skylight bank - Sandra J. Cessna 05/22/02
(2)
- GULFSTATE, NEED toll free #, or direct # to contact them - hp 05/22/02
(1)
- isn't there a way to prevent ... - Robyn 05/22/02
(5)
- went prepared, but - Sky lynx 05/22/02
(4)
- AHHHHH!!! --dirty rotten liars :) - robyn 05/22/02
(7)
- Subpoena for information after 20 years - Crazy in NJ 05/22/02
(4)
- What to do now? Need HELP!!!!!!! - christy 05/22/02
(1)
- Collections - Ralphys 05/22/02
(2)
- Intent to Forclose Notice - Bruce 05/22/02
(1)
- Question on student loan chargeoffs--need help! - shannon 05/22/02
(3)
- Loan - Jaimie 05/22/02
(1)
- Having Items removed from credit report - Eliza 05/22/02
(1)
- charge offs - TimH 05/22/02
(2)
- Being Sued By Sears - Mandy 05/22/02
(2)
- Reply to Why Chat - Me 05/21/02
(4)
- Disputed with Experian, now what? - Darry30 05/21/02
(2)
- Credit Problem Fraud - Manuel Pacheco 05/21/02
(2)
- Am I going to Jail? - Cliffy 05/21/02
(5)
- New Bankruptcy laws? - david 05/21/02
(7)
- Bankruptsy And Judgements - Leo 05/21/02
(2)
- florida judgement - N. ALLEN 05/21/02
(2)
- Court Date - Dee 05/21/02
(2)
- Free Credit Report - DeeDee 05/21/02
(2)
- vailation of debts - fred24 05/21/02
(0)
- Collection - fred24 05/21/02
(2)
- Not been served yet - Euro 05/20/02
(4)
- disputes close to 7 yr fall off - joanne 05/20/02
(1)
- Unauthorized Corporate Credit Card Charge - Cliffy 05/20/02
(5)
- checking account - Sandy 05/20/02
(1)
- Judgement - California Resident - RU 05/20/02
(3)
- IS THERE A BANK THAT DOES NOT CHECK < CHECK SYSTEMS - Idzire 05/20/02
(4)
- Question about garnishment - Jade 05/20/02
(1)
- Paying off charge offs - Troy 05/20/02
(2)
- help--attorney letter--freaked out. - Robyn 05/19/02
(12)
- sears credit card charge - brian howard 05/19/02
(1)
- SOL - Dee Dee 05/19/02
(3)
- old debt - kyle 05/19/02
(2)
- Are Bureaus required by any law to report correct information? - K 05/19/02
(0)
- GENERAL INFORMATION FOR NEWCOMERS - Why Chat 05/19/02
(2)
- Bankrupcy Problem!! HELP! - Jorcy 05/19/02
(2)
- Beneficial Loan Late NEED HELP - Tim 05/19/02
(3)
- Bogus Collection filed - Nate Kenyon 05/18/02
(1)
- Credit repair - Goodsamaritan 05/18/02
(1)
- Statute of limitations, choice of law - Tiri 05/18/02
(4)
- Validation Request, good plan? - Steve 05/18/02
(3)
- Disability & Bankruptcy - Jeff 05/18/02
(2)
- judgement & collection at the same time? - tryingsohard 05/18/02
(1)
- Trying to dispute. Lies Lies Lies. - Anne. 05/18/02
(2)
- What does this mean? - Darry30 05/18/02
(1)
- HELP! Medical Bills - Michael 05/18/02
(3)
- Reference number 411074355 - Loleatha Kimshell Tucker 05/18/02
(2)
- CHARGE OFFS ONLY ON 1 OR 2 REPORTS - FB 05/18/02
(1)
- Deleted Neg Items Resulted in Lowered Score - WATCH OUT!!! - K 05/17/02
(1)
- Validation - cherub 05/17/02
(2)
- Cross Country Bank - hotdam 05/17/02
(1)
- Bankruptcy - Me 05/17/02
(1)
- Question on CC Payments - Jade 05/17/02
(3)
- Contacted by CA for the 1st time - Robert 05/17/02
(4)
- Question about paying off debt - Tom 05/17/02
(2)
- postdated check with Shell Mastercard - R Prince 05/17/02
(6)
- Delima.....What do I do? - Denise 05/17/02
(12)
- military son's car - Gil Morales 05/16/02
(3)
- What will I lose with Chapter 7? - Upthecreek 05/16/02
(1)
- Linda - ecbab 05/16/02
(1)
- eBank is NOT a non-chexsystem friendly bank - ChexSystem Victim Report 05/16/02
(1)
- CCCS - nomark 05/16/02
(1)
- removal date - Sky lynx 05/16/02
(4)
- Gulf State Credit /OSI Portfolio Services rgrdng Providian Financial - Jamie 05/16/02
(1)
- Why Chat - Tom 05/15/02
(7)
- Urgent****Lawsuit from Creditor - Place of residence / GA**** - Cornelia 05/15/02
(7)
- Wife Ran Up Charges-What Am I Responsible For? - Frank 05/15/02
(19)
- BankRuptsy and Question - Leo 05/15/02
(3)
- CapitolFirst SCAM ALERT!! - jonnie 05/15/02
(1)
- Is it Better? - Denise 05/15/02
(1)
- forgot... - single dad 05/15/02
(0)
- any insights?? - single dad 05/15/02
(3)
- Do CREDIT CARDS SUE - HELP 05/15/02
(4)
- CRA Question - Jeanyjo 05/15/02
(5)
- Getting qualified for a mortage loan then "cleaning up" - Amanda 05/15/02
(2)
- SOL the same for college tuition?? - Lynnette 05/15/02
(4)
- Lien on house - pam 05/15/02
(1)
- Should I file??? - Upthe creek 05/15/02
(10)
- www.consumersunion.org/ - zeldaa 05/15/02
(0)
- curious only--attorneys here? - zeldaa 05/15/02
(2)
- if colls. agencies buy......??? - zeldaa 05/15/02
(3)
- Providian debt - melissa 05/15/02
(1)
- Sears / Court - Kathy 05/14/02
(4)
- Hopefully I will get an answer to ONE of my questions - Jill 05/14/02
(2)
- How to remove bankruptcy off credit report - Tawnya Roberts 05/14/02
(2)
- Just hung up with a rude creditor calling me at work! - Jill 05/14/02
(2)
- TeleCheck - Sary 05/14/02
(1)
- CA - Fraud Statement ? - Phil 05/14/02
(1)
- What Should I do? - Alegria 05/14/02
(3)
- credit report agencies - Sky lynx 05/14/02
(1)
- Credit inquiries - Rick Friele 05/14/02
(3)
- settlements - jewels 05/13/02
(0)
- Help!! Again!!Rights with verbal abuse and crediotrs - Leo 05/13/02
(2)
- settlements - jewels 05/13/02
(1)
- Paid in Full VS. Settled in Full? - ballylama 05/13/02
(1)
- Critique My Validation Letter Please - Roy 05/13/02
(7)
- settlement - jewels 05/13/02
(1)
- Progress report. - Razor 05/13/02
(1)
- Collection Account - Michael 05/13/02
(0)
- 27,000 in Credit Card Debt - Bela Fonte 05/13/02
(2)
- Credit QUESTION - Craig C 05/13/02
(3)
- Companies requesting my credit file - Rick Friele 05/13/02
(2)
- Also.. - Rick Friele 05/13/02
(1)
- hospital bill - David 05/13/02
(2)
- judgements. - very confused 05/13/02
(2)
- Court Judgement and Magistrate answer - Leo 05/13/02
(7)
- FTC contacts - julie 05/13/02
(7)
- bad credit report less over time? - zelda 05/13/02
(3)
- Charged-off account/Gulf State Credit/Capital One offer - bewildered 05/13/02
(2)
- ca's really buy the account? - zelda 05/13/02
(1)
- debtor's prison preferrable--where do I sign up? - zelda 05/13/02
(1)
- I am a bottom line kinda person....so? - zelda 05/13/02
(1)
- I am a bottom line kinda person....so? - zelda 05/13/02
(0)
- charge offs - julie 05/13/02
(1)
- Am I screwing myself, disputing ????sorry long - joanne 05/12/02
(3)
- charge offs - julie 05/12/02
(1)
- How long does it take for closed CC to get removed from a credit report? - Rick Friele 05/12/02
(2)
- GENERAL INFORMATION FOR NEWCOMERS - Why Chat 05/12/02
(1)
- Beginner's questions - Derek 05/11/02
(3)
- Credit card interest - Jade 05/11/02
(4)
- Is E*Trade Bank part of ChexSystem? - Jjack 05/11/02
(2)
- Linda?? - Jeanyjo 05/11/02
(1)
- best credit card - Erin 05/11/02
(0)
- Question - anonymous 05/11/02
(3)
- Sherman Acquisitions Credit Report after Chapter 13 - James 05/11/02
(2)
- sol's vs. reporting periods vs. collection process - cat 05/10/02
(1)
- Where do I start???? - Bea 05/10/02
(1)
- Why Chat - Tom 05/10/02
(10)
- charge off / judgement question?? - SJC 05/10/02
(4)
- judgement and garnishment - James 05/10/02
(2)
- Problems Filing Small Claims Suit !!! - rob 05/10/02
(4)
- Linda: What does CP & SP mean on a credit report?? - Sammy 05/10/02
(1)
- Outsource Receivables Managament - Anon 05/10/02
(0)
- WWR/First select/MI-running out of time. HELP - julie 05/10/02
(1)
- CO getting CR's - Anon 05/10/02
(0)
- CO getting CR's - Anon 05/10/02
(0)
- County Hospital Bills - Roy 05/10/02
(4)
- How to get a bank to report good credit? - Debbie 05/10/02
(6)
- sol's and co's reporting incomplete and inaccurate info to CA's - cezcal 05/10/02
(4)
- citibank charged-off account - Peter 05/10/02
(8)
- Confused - Bird 05/09/02
(0)
- Linda, confused about a previous post you answered - lara 05/09/02
(2)
- Validation responses from CAs, what's next - Ben 05/09/02
(1)
- Debt verification - tpt1111 05/09/02
(10)
- Ordering CR'S - Cat 05/09/02
(3)
- This is a great website - Anon 05/09/02
(0)
- what kind of letter - ecbab 05/09/02
(3)
- Circuit City Collections - WES - info re: Circuit City 05/09/02
(1)
- How to file a judgment. - Shay 05/09/02
(3)
- old credit/no credit - anonymous 05/09/02
(0)
- Bankrupcy!!! - Pamela 05/09/02
(2)
- Judgement and advice - Leo 05/09/02
(3)
- HELP! - Jill 05/09/02
(0)
- Need Input - ANON 05/09/02
(2)
- 1990, unvalidated, out of state, medical bill for a big $73. - cez 05/09/02
(3)
- Urgent - Never check your account balances from... - wes 05/09/02
(0)
- Inside info on dealing with Circuit City Collections - wes 05/09/02
(0)
- Charge offs - AH!!!! 05/09/02
(2)
- What To DO? - Anonymous 05/08/02
(3)
- Christine ...Question:::35,000 in creit card debt - hotvoice 05/08/02
(1)
- collectors for business credit card threatening - John 05/08/02
(7)
- Collection Agency List - rob 05/08/02
(2)
- Does REA mean recent activity?? - Sammy 05/08/02
(7)
- Creditors call me at work - Robert 05/08/02
(2)
- REA on equifax credit report - Sammy 05/08/02
(2)
- CR + previous addresses - jm10101 05/08/02
(1)
- what constitutes being served? - jm10101 05/08/02
(3)
- GMAC and vehicle finance. - Scott 05/08/02
(1)
- ISP accounts that weren't canceled at my request... - voltar 05/08/02
(2)
- the saga continues - ecbab 05/08/02
(7)
- Negotiating with Original Creditors - Sue 05/07/02
(4)
- Bankruptcy - Sue 05/07/02
(5)
- BANKRUPTCY - Rick 05/07/02
(1)
- Debt Relief Clearinghouse - lollygag 05/07/02
(1)
- Re: What Chat ....Can international student file bankruptcy? - Christine 05/07/02
(0)
- Chase Visa - marc 05/07/02
(4)
- AmeriOne, do they report to credit bureaus? - shannon 05/07/02
(1)
- heres anouther laugh.....what a week.. - lara 05/07/02
(0)
- Department Store Credit Cards for re-establishing credit - K 05/07/02
(1)
- Has N E 1 heard this?? - Jeanyjo 05/06/02
(2)
- Paying Debt for Removal from Credit Report - Fred 05/06/02
(3)
- RECHECK YOUR STATE'S LIMITS - Why Chat 05/06/02
(0)
- Re: What Chat ....Can international student file bankruptcyin U.S. - Why Chat 05/06/02
(2)
- Strange responses.... - lara 05/06/02
(1)
- Sending info to CRAs - Brad 05/06/02
(0)
- Can Collectors legaly call your neigbors? - Breezy 05/06/02
(1)
- oc & ca both report to cr - ironarms 05/06/02
(1)
- Ex husband ruined my credit rating. - christine 05/06/02
(1)
- Property Tax - Kathie 05/06/02
(2)
- Defaulted Student Loan - Frank 05/05/02
(1)
- disputed??? - lara 05/05/02
(1)
- Collection Agency Credit Report Inquiries - Anonymous 05/04/02
(3)
- Does account "start over" when CA purchases it from OC? - Need Help 05/04/02
(3)
- Credit after Bankruptsy - Lee 05/04/02
(1)
- equifax narrative - cherub 05/04/02
(2)
- Razor's tips for validation! - Razor 05/04/02
(0)
- Questionnaire validation only sent back - cherub 05/04/02
(2)
- lara is frusterated!!! - lara 05/04/02
(5)
- Time Limit? - Steve 05/04/02
(5)
- Paid debts, now what? - buzzkutt 05/04/02
(4)
- Need clarification - Joker29691 05/04/02
(0)
- SOL or S.O.L. - noslave 05/04/02
(7)
- $35,000 in credit card debts - Pamela 05/04/02
(7)
- e-banking - behrooz toufanian 05/04/02
(0)
- sample validation letter? - Shantell 05/04/02
(4)
- Validation - Razor 05/03/02
(3)
- HELP!! The saga continues - victoria 05/03/02
(4)
- CA Validation of debt - Matt 05/03/02
(0)
- Closing Credit Card Accounts - Sammy 05/03/02
(2)
- First Resolution - ecbab 05/03/02
(11)
- NEED INFO FAST!!!PLEASE!!! - Zenun 05/03/02
(8)
- experian? - nospam 05/03/02
(5)
- Credit Collection Harassment - Sophia 05/03/02
(3)
- Credit Collection Harassment - Sophia 05/03/02
(0)
- consent judgement entry - julie 05/03/02
(17)
- Letter from RMA/Sears - Dave Smith 05/03/02
(7)
- gulf state credit? - lina 05/03/02
(0)
- me again - sky lynx 05/02/02
(6)
- court soon - sky lynx 05/02/02
(1)
- Common name and Credit report mixup HELP? - Elizabeth 05/02/02
(3)
- question please - Denise 05/02/02
(1)
- Validation of debt - SF 05/02/02
(0)
- Thinking of taking CRA to small claims - Elizabeth 05/02/02
(1)
- Forum Abreviations - enuba 05/02/02
(2)
- Bankruptcy off Credit Report? - enuba 05/02/02
(6)
- What Do I do - enuba 05/02/02
(1)
- mother-in-law albatross - Jean 05/02/02
(4)
- worldcom wireless "why chat" - cherub 05/02/02
(4)
- PLEASE POST QUESTIONS SEPERATELY- NOT TO INFORMATION - Why Chat 05/02/02
(0)
- bankruptcy - mary newnam 05/02/02
(1)
- Help! answers for creditors? LONG - christy 05/02/02
(5)
- Telecheck - Mary 05/02/02
(2)
- CA harrassement - outraged 05/02/02
(6)
- CO reported differently to different CRAs - jm10101 05/02/02
(1)
- I want to open a checking account - Juana Cruz 05/02/02
(2)
- Help!!! Why Chat...Can they do this???? - Lynnette 05/02/02
(9)
- Posters Please Read - Anonymous 05/01/02
(0)
- Help! I need a phone number for gulfstate credit - Kendra 05/01/02
(4)
- Thank you, Why Chat. Saved me $$$$ - Nancy 05/01/02
(2)
- INFORMATION AND DEFINITIONS FOR NEWCOMERS - Why Chat 05/01/02
(2)
- 10,000 in credit card debt - Shannon 05/01/02
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- Transferring Balances - Marisol 05/01/02
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