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Questions on owed collections


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Posted by carol (67.210.252.248) on June 04, 2002 at 23:18:00:

I have one charge off on my account and some small collections, some of them are for medical accounts, that list the name of the doctor, that worked for a medical center at the time. I have called this doctor and asked about the collections, they are not aware of them, and she does not work with this center anymore, so I have to deal with the collection agency. When I called the total that I owed is $313.00. I called and offered to make them a settment offer on all the accounts I had with them and they told me they do not make settment payments, just has to be paid in full.
I am also having a problem with my charge off account, I have read where if you offer any collection company a offer like .50 on the dollar they will more than likely settle. I have not had any luck at all. I am in the middle of getting a mortgage and I was told that I had to get the final payment amount that was need to pay everything off, which I tought they would take care of. They just told me that they spoke to a person for each of the accounts and that the social securty numbers matched. I also thought that they had to see something in writing with my signuture to prove it was mine. I as sorry for the long post but I am at the point, that I want to scream!!!!
I would appericate any infomation that might help me.
Thank you!


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